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Sit at the Head of Your Money Table

by | Apr 7, 2022

🤑 Sit at the Head of Your Money Table 🤑

Get this: According to UBS, 98% of widows and divorcees have some advice for you – take an active role in your finances now. Or live with regret later.

That’s not meant to frighten you but, instead, galvanize you into action with greater awareness for the importance of your choices around money. Are you actively participating in your finances or abdicating them? If the latter, consider re-thinking your choice.

Simply put, you need to sit at the head of your own money table. 💸 

Besides, what’s the point in fighting for raises and promotions if you don’t take an active role in managing and investing what you work so hard to earn?

You might be surprised to learn that, despite incremental progress, Millennial women are MORE likely to leave investment decisions to their spouses/partners (61%) than older generations (54%).

         I don’t understand it.

         I don’t have time.

         They know more than I do.

         I have other responsibilities.

         I hate talking about money.

         It’s gauche to talk about money.

         It will be fine.      

Sound familiar? 🤔

Maybe you’re a trusting person or your mom had a laissez-faire approach to money. Or maybe you haven’t given it much thought yet. Or maybe you’re on top of it and if so, high five! 👏 (Fortunately, I experienced atypical role-modeling early in life: my mother, who was busy raising me and my 8 siblings, made herself the CFO of the family finances. At a tiny desk equipped with a paper ledger and pencil, she monitored and managed every dollar that was earned, spent, saved, donated and invested.)

 Wherever you are with your money mindset, resist any urge to be money indifferent or to defer to others because doing so is giving away your power. And a seat at your own money table. It’s also a decision you can’t afford to make because it’s a cycle that’s hard to break. 

Don’t do it. 

Understanding the basics of financial planning is empowering. Making decisions about your money is an opportunity – to learn, grow and reduce future anxiety about money. And it’s okay if you’re not a financial whiz or familiar with all the lingo and choices. Nobody is in the beginning. The good news is it can be learned 🥰 

There’s an array of resources, including free online courses, podcasts, personal advisory experts, and instructive websites dedicated exclusively to helping women take charge of their financial futures.👩‍💻 In fact, with all of these incredible resources at our fingertips, we’ve never been more equipt to manage our money. You don’t have to do it alone but don’t give away your seat at your own table.

It’s not enough to know your worth and secure your worth, you also have to steward your worth.

You won’t regret it.

Our Members continue to share issues they are struggling with and we’ll highlight one or more in each newsletter.

Q: I grew up with money being a taboo topic. Money was always tight and a divisive topic for my parents. Now, I avoid talking about money and shy away from advocating for earning more – which I realize is not going to serve me long term. How do I develop a better relationship with money? – Catherine 23

It’s quite common to adopt our parent’s money mindset and carry it into adulthood.

The good news is that you already recognize that you hold a limiting belief about money – one that can stifle your earning potential, your relationships, and your peace of mind – yet, one that can be undone with conscious effort.

When I was younger, I discovered Suze Orman’s 9 Steps to Financial Freedom which provided an encouraging perspective and practical tips that fueled my own money mindset.

Today, Ms. Orman hosts a new Women & Money podcast where she dispels money myths and thoughtfully answers questions from listeners. Tune in to help fuel your new money mindset.

You can also head over to Melyssa Griffin’s website to take her Money Magnetism Archetype Quiz to discover what’s stopping you from making more money and bringing your big dreams to life.

Check out this curated list of experts who’ve mastered the art of money.life:

Financial Self-Care Instagram Screenshot

Lexa VanDamme started The Avocado Toast Budget (The ATB) to provide shame-free personal finance education to Millennials and Gen Z. Her channel is a breath of fresh air.

Her First100K Financial Feminist Screenshot

Tori Dunlap is a personal finance educator who’s taken social media by storm. As a leader in financial feminism, she’s fighting the patriarchy by helping to make you rich.

Haley Sacks Instagram Screenshot

Haley Sacks Instagram feed is heavy on celebrity gossip and fashion memes. But the influencer wants you to eventually afford that lifestyle, not just aspire to it.

Equipt Women Founding Members participated in weekly live sessions on topics such as strengths, values, curiosity, and more. In our final session with our FMs, we introduced the topic of compensation.

Check out what Olivia Henry Harris had to say after our group coaching:

Now I know that I hold power when it comes to compensation and money


This month, I challenge you to assess your own money mindset, dig into some of the resources shared here and most of all, commit to sitting at the head of your money table.

Let’s do this ✨,

Kelly Mooney
Founder and Chief Empowerment Officer

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